Disability insurance helps replace a major portion of your income when you are sick or injured and unable to work. Some people think of it as “paycheck protection.”
Others view Disability Insurance as a way to protect their home since a mortgage payment is often a family’s most significant monthly expense.
Having disability insurance can provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.
If you think about it, everything you have today - your home, car, groceries, savings - basically your lifestyle, depends on your ability to earn an income. Most people are quick to insure their possessions, such as their home and car. And they generally have life insurance that would provide for their family. But the one thing that makes all this possible is – your income. It’s your most important asset. So, protecting it with disability insurance isn’t just a good decision – it’s essential.
Heritage Investments and Retirement Planning, Inc. only partners with
A+ or A-rated carriers for Disability Insurance Coverage:
Mutual of Omaha
Principal National Life
Risk Insurance and Reinsurance
is an INDEPENDENT FINANCIAL ADVISORY FIRM.
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** Some of the Information on this site has been derived from different resources such as the National Financial Planning Association, Securities and Exchange and Commission, Department of Insurance and Investopedia
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